Terms & Conditions
Last updated: January 2026
Acceptance of Terms
By using harmonixpl.com, operated by Harmonixpl, you agree to be bound by these Terms & Conditions. If you disagree with any part of the terms, you may not use the Service.
Our Services
Harmonixpl provides information and advisory services in the field of personal finance, social benefits and European funds. Our services are informational in nature and do not constitute legal or financial advice.
User Obligations
By using our Service, you agree to: provide true and accurate information, not use the Service for illegal purposes, not infringe intellectual property rights, not distribute malicious software.
Intellectual Property
The Service and its original content, features and functionality are and will remain the exclusive property of Harmonixpl. The Service is protected by copyright, trademark and other laws of Poland and the EU.
Limitation of Liability
In no event shall Harmonixpl, its directors, employees, partners, agents, suppliers or affiliates be liable for any indirect, incidental, special, consequential or punitive damages.
Governing Law
These Terms & Conditions are governed by and construed in accordance with Polish law, without regard to conflict of law provisions. Any disputes will be resolved by Polish courts.
Changes
We reserve the right to modify or replace these Terms & Conditions at any time. We will notify you of significant changes at least 30 days in advance.
Contact
If you have any questions about these Terms & Conditions, please contact us at: kontakt@harmonixpl.com